Glossary Term

End-Stage Renal Disease

End-stage renal disease (ESRD) refers to a medical condition where the kidneys permanently cease to function properly.

People suffering from ESRD may qualify for Medicare even if they are under the age of 65. This eligibility is suspended in cases where dialysis is discontinued for a year, or after a three-year period following a kidney transplant. People with ESRD who become eligible for Medicare may choose one of three options:

Regarding the Special Needs Plan, Medicare beneficiaries who have ESRD qualify for Medicare Advantage plans that are tailored for members who share this medical condition. Such a Medicare Advantage plan is known as a Chronic Condition Special Needs Plan (C-SNP). In contrast to a C-SNP, Medicare Savings Accounts are unavailable for those living with ESRD.


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